RI's Knowledge centre
Keeping up to date is important, so here's the news.
For some, it’s defined by how much quality time they get with loved ones. For others, it’s about keeping active and seeing the world. Or it could be about volunteer work, further study and learning, or a leisurely pace interwoven with sport, craft or gardening.
We spend our life planning for what lies ahead. But it’s also important to plan what we leave behind.
During this year’s Federal Budget announcement Treasurer Josh Frydenberg stated “Australia is back!”. The Budget proposes positive changes to superannuation, an extension of the low and middle income tax offsets and a boost to aged care services. Summary
For many women, starting again after being left widowed or divorced can be difficult and overwhelming. Consider how good financial advice can make a real difference.
The rally from December lows faltered in May with most equity markets down for the month.
Welcome to our quarterly magazine – in this edition: • Take control of your retirement • Stay financially healthy even in sickness • How social media affects our spending • Rising cost of cyber crime • Protect your ability to earn income • Discover the benefits of mindful eating • Super: too important to ignore
The rally from December lows has flowed into April with most markets positive.
Teaching your kids healthy money habits. With a few simple changes, you could set a good example for your children.
The market rally that began in January continued more modestly in February and into March, with most markets positive.
After January’s bounce, February was a little quieter but still ended in positive territory, with global shares up by 3.4% and 5.6% in hedged and unhedged terms respectively.
If you’re organised with your finances, the high cost of living doesn’t have to mean diminished savings.
Welcome to our quarterly magazine – in this edition: • How to deal with irregular income • Cashflow: Keeping top tips top of mind • Downsizer super contributions could help you boost your super • Prepare for the rising Age Pension age • Smart ways to get ahead in your 40s • Enjoy luxuries without sacrificing your financial security • Six ways to get the most out of a windfall
January was a more positive month for investors after December’s volatility, with shares recovering most of their late 2018 losses. Global shares rose by 7.1% and 4.1% in hedged and unhedged terms respectively.
In your 40s and still not financially secure? Don’t fret. You can still catch up.
Welcome to our quarterly magazine – in this edition: • Weaning young adults off the bank of Mum and Dad • How to manage finances in a relationship • Catch up on your super contributions • The five key questions on aged care • How to make working in retirement more enjoyable • Six ways to get more out of a windfall
Windfalls such as salary bonuses and inheritances are more common than many people think. An Australian survey showed that 85% of seniors are likely to leave an inheritance for their children, with an estimated $3.3 trillion pledged1.
Whether they’re saving for a house or a holiday or seeking to grow or preserve their family wealth, setting up and sticking to a budget can help couples attain their common goals. By handling money well, they can avoid disagreements that could put a strain on their relationship.